Compare Debt Consolidation Options in Massachusetts

Compare Debt Consolidation Options online in Massachusetts Now. We did the research so you don’t have to. Simply choose the debt consolidation company that best fits your needs or let us connect to a reputable debt consolidation company that will fit your needs here.

LenderEstimated APRMin. Credit ScoreAvailable TermsMax Loan Amount

6.95% - 35.99%

Estimated APR

620

Min. Credit Score

3 to 5 Years

Available Terms

$50,000

Max Loan Amount
See Your Rate

Rate Range*

6.95% - 35.99%

Loan Terms*

3 to 5 Years

$1,000 up to $50,000

Loan Amount Range*

About Upgrade Personal Loans

Upgrade is a loan marketplace based out of San Francisco and operates in Phoenix, Chicago and Montreal. Upgrade offers low-cost personal loans for qualified borrowers. Two of Upgrade's founders were also foundering of LendingClub. Upgrade offers credit health tools including credit education, monitoring and credit alerts. Upgrade’s goal is to give consumers access to "affordable loan products with credit tools to help them better understand their credit".

Loan Features

Loan Amount

Upgrade offers Personal Loans with a minimum loan amount of $1,000 and a maximum loan amount of $50,000.

Loan Term

Upgrade offers Personal Loans terms ranging from 3 to 5 Years.

Good For

This loan would be ideal for This loan is good for individuals who want to increase their credit score and use Upgrades credit tools.

Features and Benefits

  • Soft Credit Check
  • Loan funded within 4 days
  • Origination Fees: 1.50% - 6.00%
  • No Prepayment Penalty
  • Free Credit Health Monitoring
  • Hardship Plans
  • Directly pay creditors for debt consolidation loans used to pay off credit cards
  • Co-signers allowed

Lender Requirements

  • Minimal annual income: $30,000
  • Minimal monthly free cash flow: $800
  • Max debt-to-income ratio: 60%
  • Be a U.S. citizen or permanent resident (or a valid U.S. visa holder)
  • Be at least 18 or 19 depending on your state
  • Have a verifiable bank account and email address

6.95% - 35.99%

Estimated APR

640

Min. Credit Score

3 to 5 Years

Available Terms

$40,000

Max Loan Amount
See Your Rate

Rate Range*

6.95% - 35.99%

Loan Terms*

3 to 5 Years

$2,000 up to $40,000

Loan Amount Range*

About Prosper Personal Loans

Applying for a personal loan the traditional way can be daunting. Through Prosper, you can apply for a low-interest loan from the comfort of your home.

Loan Features

Loan Amount

Prosper offers Personal Loans with a minimum loan amount of $2,000 and a maximum loan amount of $40,000.

Loan Term

Prosper offers Personal Loans terms ranging from 3 to 5 Years.

Good For

This loan would be ideal for Individuals with good credit who want to get a loan from and industry leader..

Features and Benefits

  • Soft Credit Check
  • Loans Funded Quickly
  • Fast Funding
  • No Prepayment Penalty
  • Peer to Peer lending

Lender Requirements

  • Be at least 18 years old
  • Have good credit (usually 640+) their average borrower has a credit of 717.
  • Minimum credit history of 2 years
  • Maximum debt to income ratio: 50% (excluding mortgage)
  • Have a checking account in your name

5.99% - 35.99%

Estimated APR

599

Min. Credit Score

3 Months to 5 Years

Available Terms

$35,000

Max Loan Amount
See Your Rate

Rate Range*

5.99% - 35.99%

Loan Terms*

3 Months to 5 Years

$500 up to $35,000

Loan Amount Range*

About PersonalLoans.com Personal Loans

Personalloans.com is an online web portal that connects you with various lenders. Loan amounts, terms, and rates are typical for personal loans, and all credit types can apply. The specifics of any loan will depend on the lender you’re working with, but the platform generally recommends a minimum credit score of 600, a verifiable income of at least $2,000 per month.

Loan Features

Loan Amount

PersonalLoans.com offers Personal Loans with a minimum loan amount of $500 and a maximum loan amount of $35,000.

Loan Term

PersonalLoans.com offers Personal Loans terms ranging from 3 Months to 5 Years.

Good For

This loan would be ideal for Individuals with fair credit who need a personal loan.

Features and Benefits

  • No Cost Service
  • Loans Funded Quickly
  • Get Multiple Loan Offers
  • No Cost Service
  • Simple and Easy

Lender Requirements

  • Be at least 18 years old
  • Have a valid Social Security number and be a legal U.S. citizen or permanent resident.
  • Must have either full-time employment, be self-employed or receive regular disability or social security benefits
  • Bank Account: Most loans require a valid checking account for the funds to distributed once approved